Getting a mortgage when you have a poor credit score
People with a poor credit rating or no previous credit history can get a mortgage, even though in many cases they have been turned down elsewhere. The same can be said for the self employed who now have much greater choice.
The attitude of lenders towards people with bad credit has changed immensely in recent years and there is no longer a plethora of lenders to choose from. However there are still some who will treat every case on its individual merits, and a bad credit history is certainly not a barrier to getting a mortgage or remortgage.
Whether you're self employed, have an irregular income, CCJs, mortgage arrears, defaults, are a discharged bankrupt or have unusual personal circumstances, getting a mortgage needn't be a problem.
An independent mortgage advisor has access to the entire market and independence means they can locate the best deals for your particular situation.